Under a pension scheme for a Company Director, all the usual pension tax advantages would apply: Director can make personal contributions and receive income tax relief at their usual rate All investment growth is applied tax-free At retirement entitled to a tax-free lump sum of at least 25% of the total fund value Company Read more…
Finding your Why? So it’s a Tuesday, two days into a fresh new week ahead, you over indulged at the weekend. And so you are going in to the new week with great intentions to exercise and eat right because you feel guilty and bad about your weekend antics and want to remedy the damage Read more…
Do you hate getting your insurance renewal letter? Are you are the kind of person that never thinks to shop around for insurance until it is too late and then end up renewing with your current provider even if your premium has increased? Do you relish the thought of not having to think about your Read more…
A van robbery could impact your business The cost of repairing or replacing a van and tools along with downtime would have a huge impact on any business. For a tradesperson their van is vital for them to make a living and we are here to help ensure that you keep your van safe and Read more…
Fed up of getting 0% interest on deposit? Check out our Regular Saver and Lump Sum Investment Options If you’re looking to start a savings plan or invest a lump sum why not speak to one of our expert Financial Advisors? Deposit interest rates are now at an all-time low and one of Ireland’s Read more…
As a company director, there are various safeguards that you can put in place to protect you and your business from financial loss in the event of illness or death. Shareholder Protection is one of the most important policies your business needs if the company has multiple shareholders. This plan ensures that on the illness Read more…
If you have been recently made redundant and have questions about what happens to your pension, contact one of Sheridan Insurances’ expert Financial Advisors today. Depending on the type of pension you have there will be a number of options available to you. One of our recent cases involved a client, Sam*, who had been Read more…
Given the health risks associated with smoking and the use of e-cigarettes (vapes), life insurance providers will apply a loading, or extra charge, on your policy if you are a smoker at the time of application. Generally speaking, this usually means that the premium will double. For example, assuming no other health or occupational Read more…
If you’re not sure where to start, we can help With so much information online about financial protection, pensions and investments, it’s easy to be overwhelmed with information when trying to decide on the best policy for your needs. Should you invest in shares or property? How much life insurance do you need? What happens Read more…
With the coronavirus a very frightening reality, we are living in an uncertain and scary time with surreal restrictions affecting our daily lives. Even a simple task like going to the shop to buy a loaf of bread may cause feelings of fear and anxiety. Being faced with these emotions and listening to the news Read more…
Over the years, Ireland and the UK have a strong history of people moving between our two countries for work and also for retirement. If you have a pension from your time in the UK, our expert Financial Advisors here at Gallagher would be happy to discuss your options regarding moving your pension to Ireland. Read more…
These tips could get you a better price on your car insurance! We always want to save money on car insurance but in the current climate it is more important than ever. We understand the importance of saving money and getting the best value because every small saving adds up at the end of the year. Read more…