Buying your first car can be exhilarating but daunting. With so many aspects to consider, the process might seem overwhelming. Therefore, it pays to do your homework when gearing up to drive your first car. Some crucial points to bear in mind include tax, car insurance, essential items to carry with you, and safety.

 

Budget Wisely

Start by setting a realistic budget. Remember, the cost of a car doesn’t stop at the purchase price. Car insurance, tax, fuel, maintenance, and repairs are ongoing costs that you’ll need to account for.

 

Tax

The amount of tax you’ll pay depends on the type and age of the car. In general, smaller cars with lower CO2 emissions are cheaper to tax. Make sure to ask the dealer or seller about the tax band of the car you’re considering.

 

Insurance

As a young driver, car insurance can be one of your biggest expenses. Obtaining quotes from multiple insurance providers to find the best deal is really important. As your broker, we search the market to find the right policy for you, from a trusted insurer. Remember that factors like the car’s make and model, its security features, and where it’s parked can all affect the cost of insurance. As a young driver, you can also consider installing a telematics device in your vehicle to potentially lower your premiums.

 

Essential items

Some items are crucial to keep in your car for emergencies. These include a spare tyre, jack, and wrench for changing a flat tyre, a first aid kit, a flashlight, jump leads, and a blanket. It’s also a good idea to keep a physical map in case your GPS fails, and a phone charger to ensure you can contact help if needed.

 

Safety

Safety should be your top priority when choosing your first car. Look for vehicles with good safety ratings and features such as airbags, anti-lock brakes, and electronic stability control. Always take the car for a test drive to ensure it drives well and doesn’t have any apparent issues. If you’re buying a used car, consider having it inspected by a trusted mechanic before purchasing.

 

Maintenance

Regular maintenance can extend the life of your car and prevent costly repairs down the line. Learn the basics, like how to check your oil, tyre pressure, and coolant levels. Keep up with recommended service intervals for your car, which can usually be found in the owner’s manual.

Buying your first car is a big responsibility, but by doing your research and making informed decisions, you can ensure it’s a rewarding experience. Remember, the car that may seem the coolest might not always be the best or the most practical choice for you. Safety, reliability, and affordability should always come first.