As a company director, there are various safeguards that you can put in place to protect you and your business from financial loss in the event of illness or death. Shareholder Protection is one of the most important policies your business needs if the company has multiple shareholders. This plan ensures that on the illness Read more…
If you have been recently made redundant and have questions about what happens to your pension, contact one of Sheridan Insurances’ expert Financial Advisors today. Depending on the type of pension you have there will be a number of options available to you. One of our recent cases involved a client, Sam*, who had been Read more…
Given the health risks associated with smoking and the use of e-cigarettes (vapes), life insurance providers will apply a loading, or extra charge, on your policy if you are a smoker at the time of application. Generally speaking, this usually means that the premium will double. For example, assuming no other health or occupational Read more…
If you’re not sure where to start, we can help With so much information online about financial protection, pensions and investments, it’s easy to be overwhelmed with information when trying to decide on the best policy for your needs. Should you invest in shares or property? How much life insurance do you need? What happens Read more…
Over the years, Ireland and the UK have a strong history of people moving between our two countries for work and also for retirement. If you have a pension from your time in the UK, our expert Financial Advisors here at Gallagher would be happy to discuss your options regarding moving your pension to Ireland. Read more…
Remember that pension you were paying into in your former employment? Do you ever wonder what happened to it? Chances are it’s still with that old employer, it’s still invested in the same funds and you’re probably still paying charges on it. But, did you know that you can move this company pension from your Read more…
During this uncertain time, most people are concerned about their income and how this might be affected by the Covid-19 pandemic. We insure our cars, homes and businesses but too few of us think about insuring one of the most important assets we have – our salary. An Income Protection policy will pay you a Read more…
Unlike your car insurance or home insurance, policies in the financial services sector such as life insurance, pensions, income protection, are generally set up on a long-term basis, often for 20 or 30 year terms. Because of this, it is important that you meet with your Financial Advisor at least once a year to make Read more…
Tax Return Deadline is fast approaching!! As you know, if you’re self-employed you must pay your 2018 income tax liability by 31st October, or 12th November if using Revenue Online Service (ROS ). What you might not realise is that there is income tax relief available on pension contributions. This means that if you make Read more…