Farm & Agriculture Insurance
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Comprehensive Farm Insurance Tailored to Your Needs
We understand that farming isn’t just a business – it’s a way of life.
That’s why our Farm Insurance policies are designed to provide robust protection for every aspect of your operation. Knowing that you have the best cover, with quality policy benefits is what matters – and Gallagher has you covered. We understand the importance of having a farm specialist at the other end of the phone, and also the importance of cost savings. Whether you are an agricultural-contractor or dairy farmer, we can tailor your farm insurance to suit your needs, at a competitive price; leaving you with peace of mind to run your farm.
Why Choose Gallagher?
The global strength of Gallagher gives you access to more insurance markets
We provide cost-effective, client-centric, and expertise-driven risk management solutions
Dedicated and qualified business advisors with local knowledge to look after your insurance needs
In the unfortunate event of a claim, our in-house Claims Team will work on your behalf
What is Covered?
- Farm Buildings & Land – Protection for your essential structures and land against damage and loss
- Livestock – Coverage for your animals in the event of theft, illness, or unforeseen incidents
- Machinery – Ensuring your vital equipment is covered for breakdown, damage, or theft
- Farm Vehicles – From tractors to ATVs, we offer comprehensive vehicle insurance
- Public Liability – Safeguard your farm against claims from third-party injuries or property damage
- Employers’ Liability – Essential protection for your employees and workers on the farm
- Pollution Cover & Environmental Impairment Liability – To protect against environmental risks
- Bespoke Coverage – Your policy will be tailored to your farming needs
Cross-Border Farm Insurance
Are you a Northern Ireland farmer with land south of the border, or vice versa? We’ve got you covered. No matter where you’re based on the island of Ireland, we can arrange flexible insurance solutions that work for you.
Farm Jeep Insurance
We recommend insuring your farm jeeps under the agricultural vehicle section on your farm policy. Farm Jeeps do not need or earn a “no claims bonus” – meaning that you can “save” your no claims bonus for your private car. Farm jeeps can be any age – brand new or an old vehicle.
Expertise You Can Trust
Our dedicated Farm & Agri Team isn’t just experienced in farm insurance – they come from farming backgrounds themselves. This means they truly understand your needs and can tailor policies to match your unique requirements.
Contact UsFarm & Agri Insurance FAQ
- Have I bought any new farm machinery?
- Have I knocked down any farm buildings or erected any new buildings?
- Have I bought any new farm vehicles?
- What changes have I made to my farm livestock?
- Have I increased or reduced my farm acreage (whether bought or rented)?
- Have I changed my type of farming?
We will send you out your farm insurance renewal notice one month before your farm policy is due for renewal. This should be your reminder to ask yourself (and tell us) what has changed on your farm over the past year. We find that many farmers are continually making improvements, small and large, to their farms. Examples of small improvements include things like installing new fencing or posts, upgrading sheds and tanks, strengthening outbuildings, adding an alarm system or CCTV and maybe even acquiring additional land.
Some of these things need to be notified to your insurer and others could lead to a reduction in premium. So, take the annual arrival of your farm insurance renewal notice as a reminder to give us a ring and talk about your farm. Armed with this updated information, our team of farm insurance experts will approach the various insurance companies on your behalf and obtain terms and quotations. They will then be able to go through the various offers with you before your farm insurance renewal date. This will let you make a fully informed decision as to what level of cover you need and what your premium will be for the coming insurance year.
We can add on any young driver once he or she has a full licence to any 2 seater jeep , van or 5 seater crew cab. The young driver will be named and the policy will be open driving for anybody aged between 25 and 70 with a full licence. Additional premiums for adding the young driver will depend on his or her age.