Manufacturing Insurance

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Manufacturing Insurance

Manufacturing is a dynamic and complex industry, where businesses face a unique set of risks that can impact operations, assets, and reputation. At Gallagher, we specialise in providing tailored manufacturing insurance solutions designed to address the specific challenges of the manufacturing sector.

From protecting your facilities and equipment to guarding against product liability and business interruptions, our bespoke policies are designed to ensure your business remains resilient in the face of uncertainty. Whether you are producing goods for local markets or operating on a global scale, Gallagher is here to help you protect what matters most.

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Who we cover Benefits FAQ's

Key Areas of Coverage

Our manufacturing insurance packages are built around the specific risks your business faces. Below are the core covers available:

Product Liability Insurance – Protects against claims arising from injuries or damage caused by your products. Essential for managing risks such as product-related incidents, helping cover legal expenses, settlements, and judgments.
Employers’ Liability Insurance – Provides cover for the employer where employees experience work-related injuries or illnesses. In manufacturing environments, where hazards are more prevalent, this coverage ensures your workforce is protected, covering related medical expenses, lost wages, and rehabilitation costs.
Property Insurance – Protects your manufacturing facilities, equipment, and inventory against risks like fire, theft, vandalism, or natural disasters, ensuring protection for production facilities, raw materials, finished goods, machinery and lights-out cover.
Equipment Breakdown Insurance – Covers the costs associated with sudden breakdowns or failures of essential manufacturing equipment, helping minimise downtime and financial loss when specialised machinery is critical to your operations.
Business Interruption Insurance – Provides compensation for lost income and additional expenses caused by disruptions to your operations, whether from an equipment breakdown, fire, or natural disaster, helping manufacturers mitigate the financial impact of unexpected events.
Cyber Insurance – Protects against cyber threats, including data breaches and ransomware attacks, which are increasingly common in the manufacturing sector.
Environmental Liability Insurance – Addresses risks related to pollution or environmental damage caused by your operations.
Contamination and Recall Insurance – Protects against the costs of product recalls due to contamination or safety concerns, supporting expenses related to testing, recall notifications, product disposal, and potential legal liabilities.

Who We Cover

Gallagher’s manufacturing insurance solutions are designed for businesses across a wide range of manufacturing sectors, including:

Food and drink manufacturers
Engineering and machinery businesses
Chemical and pharmaceutical manufacturers
Electronics and technology manufacturers

Textile and clothing manufacturers
Construction materials and building products
Manufacturing supply chain operators
Factory owners and industrial producers

Every manufacturing business is unique. Contact our team and we will advise on the right cover for your specific operation.

Additional Specialties

Beyond our core manufacturing insurance package, Gallagher offers a range of specialist services for more complex or large-scale operations:

Executive Risk and Financial Protection: Directors’ and officers’ liability, management liability, and financial lines cover for senior leadership teams.
Multinational: Coordinated insurance programmes for manufacturers operating across multiple countries, ensuring consistent cover globally.
Patents, Trade Secrets, and Intellectual Property Coverage: Protection for your proprietary processes, designs, and innovations.
Alternative Risk Solutions: Innovative risk financing structures for businesses seeking alternatives to traditional insurance.
Trade Credit and Political Risk: Protection against non-payment by customers and political risks affecting international trade.
Enterprise Risk Management: A strategic, company-wide approach to identifying and managing risk across your entire business.
Financial and Analytics: Data-driven insights and financial modelling to support better risk decisions.

Partner with Gallagher Today

Choosing the right insurance partner is critical to the success and resilience of your manufacturing business. With Gallagher, you gain more than just an insurance policy. You gain a trusted advisor committed to protecting your business and helping it thrive.

Contact our team today

The global strength of Gallagher gives you access to more insurance markets

We provide cost-effective, client-centric, and expertise-driven risk management solutions

We will assign you a dedicated and qualified business advisor with local knowledge to look after your insurance needs

In the unfortunate event of a claim, our in-house Claims Team will work on your behalf

Since 1927, Gallagher has led with integrity, ethics and purpose — the building blocks of The Gallagher Way.

Frequently Asked Questions

Gallagher provides manufacturing insurance for a wide range of sectors, including food and drink, engineering, chemical, pharmaceutical, electronics, textiles, and construction materials. Whether you are a start-up or a long-established manufacturer, a single-site operation or a multinational group, our team will tailor a solution to your specific needs.

Yes. If you have employees, Employers’ Liability Insurance is a legal requirement in Ireland. It covers compensation claims arising from work-related injuries or illnesses sustained by your employees. In manufacturing environments, where physical hazards are more prevalent, this cover is particularly important.

Equipment Breakdown Insurance covers the costs associated with sudden, unforeseen failures of essential manufacturing machinery. For manufacturers who depend on specialised equipment for production, processing, or packaging, a breakdown can cause significant downtime and financial loss. This cover helps you recover quickly and minimise disruption to your operations.

Contamination and Recall Insurance protects your business against the costs of recalling a product due to contamination or safety concerns. This includes expenses related to product testing, recall notifications, product disposal, and potential legal liabilities. For manufacturers where product safety is paramount, this cover can be critical to your financial resilience.

Yes. With a presence in over 130+ countries, Gallagher is well positioned to arrange coordinated multinational insurance programmes for manufacturers operating across multiple markets. Our global reach combined with local expertise ensures consistent, compliant cover wherever your business operates.

Gallagher maintains a large database of manufacturing clients globally. This allows us to benchmark your premiums and coverage terms against comparable businesses in your sector, ensuring you are receiving competitive pricing and appropriate levels of cover relative to your peers.

Yes. Cyber threats, including ransomware attacks and data breaches, are increasingly common in the manufacturing sector. Gallagher can arrange Cyber Insurance as part of your manufacturing insurance programme to protect your business against these risks and their associated financial and reputational impact.

If you are interested in learning more or if you would like to discuss your specific needs for your business, please call our team on 0818 222 700 or request a call online.

Manufacturing Insurance