Hospitality Insurance

Hospitality Insurance

Given the large footfall that Hotels, Country Houses, Guesthouses, Hostels, Public Houses, Restaurants/Takeaways attract, it is vital that you have an insurance policy in force which will provide you with the necessary protection and peace of mind. Our large book of existing clients within the Hospitality Sector continue to benefit from the vast experience we have handling Hospitality Insurance. As well as arranging the correct cover with the best market, our team provide expert advice and assistance relating to claims management (new notifications, live and settled claims) and manage the claims experience year on year. As we have access to the insurance markets both here in Ireland, UK and across the globe, we can offer the best cover at the most competitive premium available.

Full Broking Service To The Hospitality Industry

Hospitality Insurance has been designed to provide the following covers:

• Property Damage Insurance – Cover for fire, flood, storm and theft and a range of perils
• Business Interruption Insurance – Cover for loss of gross profits, gross revenue and with extensions for certain infectious diseases/public utilities/denial of access/food poisoning/murder or suicide
• Money Cover Insurance – Cover for loss/theft or money
• Employers Liability Insurance – Cover for injury sustained by employees during the course of their employment
• Public/Products Liability Insurance – Cover for damage to third party property or injury to third parties
• Engineering Insurance – Cover for unforeseen damage to plant, equipment, lifts and statutory inspections also
• Legal Expenses Insurance – Covers for the cost of defending or pursuing civil actions (e.g. employments disputes and tax investigations) 
• Management Liability Insurance – Cover for costs such as legal defence, judgement, settlements from lawsuits alleging mismanagement or wrongful acts whilst operating the business
• Cyber Liability – Cover for financial losses that result from data breaches and other cyber events