Underwritten by Ace Europe and arranged through O’Driscoll O’Neil Ltd
This policy provides private medical insurance for students travelling to Ireland as required by the visa requirements of the Irish Department of Justice Equality and Law Reform.
Summary of Cover
The Insurers will pay costs incurred by any insured student following any accidental injury whether hospitalisation is necessary or not, or any illness necessitating admission to hospital, up to a limit of €2,500,000.
Additionally, the following lump sum payments will be made in the following circumstances:
Accidental death |
€10,000 |
Accidental loss of two or more limbs |
€10,000 |
Accidental loss of sight in both eyes |
€10,000 |
Accidental loss of one limb |
€5,000 |
Accidental loss of one eye |
€5,000 |
Each student is issued with a policy certificate and a ‘helpline card’.
The policy is subject to a €100 excess per incident. All costs incurred in relation to any particular injury or illness will be subject to one excess only, regardless of the timescale of the treatment necessary.
Exclusions:
- The policy is subject to standard insurance exclusions including those detailed below.
- The policy excludes claims arising from pre-existing illness or injuries known to the student prior to them travelling to Ireland.
- The policy also excludes claims arising from suicide or attempted suicide, AIDS/HIV, criminal activity including drug abuse, organ transplants, radioactive contamination and injury arising from certain hazardous activities (e.g. scuba diving, rock climbing, hang gliding etc.).
- The policy excludes cover for anyone not undertaking a course of study.
For a copy of the policy schedule please Click here