Regular Savings
There are any number of reasons why you might want to start a regular savings plan:
- House Deposit
- Wedding
- To pass funds tax – efficiently to children or grand-children
- Education Funding – 2nd and/or 3rd level
Deposit rates are currently at an all-time low and there is no sign of interest rates increasing anytime soon. In fact, some banks have now started charging negative interest rates to their business clients which means that for these customers, rather than having interest applied to their money, it will effectively be taken from it.
Investment Bond
If you have a lump sum you would like to invest but are wondering what options are out there other than deposit accounts, contact Gallagher today to see how we can help.
Deposit rates are currently at an all-time low and there is no sign of interest rates increasing anytime soon. In fact, some banks have now started charging negative interest rates to their business clients which means that for these customers, rather than having interest applied to their money, it will effectively be taken from it.
So what options are available?
At Gallagher, our Financial Services team has access to some of Ireland’s leading investment funds – holding assets such as shares in US tech companies, Japanese car manufacturers, gold and commercial property to name a few.
You will be appointed your own personal Financial Advisor who will research the market and suggest only the most suitable investment funds for your needs and reflective of your Attitude to Investment Risk. They can help in setting up a savings goal and will meet with you annually to review your plan, making sure it is on track to reach your target.
So if you like the idea of investing in assets such as tech companies, commercial property or gold, to name but a few, contact us today to see how we can help.