Professional Indemnity Insurance for Barristers in Ireland
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Why choose Professional Indemnity for Barristers from Gallagher?
Professional Indemnity Insurance (PII) is a mandatory requirement for practising barristers in Ireland and provides protection against claims arising from professional negligence, error or omission.
Gallagher offers a specialist, LSRA-compliant Professional Indemnity Insurance scheme for barristers, designed to meet regulatory requirements while protecting you from the financial and reputational impact of claims made against your practice.
Whether you are advising on the law, drafting legal documents or appearing in advocacy, Professional Indemnity Insurance safeguards you against claims for breach of professional duty, including associated defence costs.
With a dedicated Financial Lines team, Gallagher provides specialist broking and claims support tailored specifically to barristers. Our experience in professional risks ensures your policy wording, limits and extensions align with both your practice and LSRA regulatory requirements.
This scheme is open to all barristers regulated by the Legal Services Regulatory Authority and offers benefits not available through standard Professional Indemnity policies.
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Key Benefits
Bespoke policy wording specifically designed for barristers
Simple application with only six questions at new business and renewal
Community-rated scheme – claims will not impact your individual premium or terms
Guaranteed renewal, subject to policy terms
Policy limits up to €6.5 million any one claim, with higher limits available on request
Run-off cover available at a flat rate, regardless of circumstances, including retirement, leave of absence or elevation to the bench
Automatic free run-off cover for estates and heirs of deceased members
Cover for practice in Northern Ireland up to 30% of annual fees, where requested
USA and Canada exposure can be accommodated on request
Dedicated claims handling support and professional advice
Access to exclusive discounts on home, motor, life and pension products
Exclusive discounts available on home, motor and life and pensions products
Benefits of Choosing Gallagher
The global strength of Gallagher gives you access to more insurance markets
We provide cost-effective, client-centric, and expertise-driven risk management solutions
We will assign you a dedicated and qualified business advisor with local knowledge to look after your insurance needs
In the unfortunate event of a claim, our in-house Claims Team will work on your behalf
Since 1927, Gallagher has led with integrity, ethics and purpose — the building blocks of The Gallagher Way.
Claims Made Basis of Cover
Professional Indemnity Insurance for barristers operates on a “claims-made” basis. This means it is the policy in force at the time a claim is first made or when a circumstance is notified that will respond, not the policy in place when the work was originally carried out.
You must notify insurers as soon as you become aware of a claim or potential circumstance. Failure to notify promptly may result in loss of cover. If you are unsure whether a matter should be notified, you should speak with your broker immediately.
Continuous cover is essential. If your policy lapses or is cancelled, you will have no protection for future claims, even if they arise from work completed while previously insured.
Selecting a Limit of Indemnity
All Professional Indemnity Insurance policies are subject to a Limit of Indemnity, which should be reviewed regularly to ensure it reflects the nature and scale of your practice.
The LSRA requires a minimum level of indemnity of €1.5 million per claim. However, depending on your area of practice, exposure and client profile, a higher limit may be appropriate.
Claims arising from the same act, error or omission are generally treated as a single claim, meaning the selected limit represents the maximum amount payable by insurers in respect of those claims.
Ultimately, the choice of limit rests with you, based on your understanding of the risks you face and the liabilities you assume in practice.
If you are interested in learning more about our Professional Indemnity Insurance for Barristers policies or if you would like to discuss your specific needs.
Get in Touch
Michael Cunningham
Head of Financial Lines Gallagher Ireland
Phone: +353 (1) 8820872
Mobile: +353 (0) 87 4281648
Email: michael_cunningham@ajg.com
FAQs
Yes. Practising barristers in Ireland are required by the Legal Services Regulatory Authority (LSRA) to hold compliant Professional Indemnity Insurance. Practising without approved cover is considered professional misconduct.
The LSRA mandates a minimum level of indemnity of €1.5 million for each and every claim.
Yes. Cover applies based on when a claim is made or a circumstance is notified, not when the work was carried out. Maintaining continuous cover is essential.
Yes. Insurers are required to offer annually renewable run-off cover when a barrister ceases practice, including retirement or elevation to the bench.
In some cases, barristers working exclusively as employees may be covered under their employer’s policy. However, individual circumstances vary and should be confirmed with your broker.
Yes. Cover for work carried out in Northern Ireland and, where required, the USA and Canada can be arranged, subject to policy terms.